251 Penny Ct, Troy, MO 63379 Property Records

Lincoln County property record for 251 Penny Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,525 sqft · built 2003
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jan 2017)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-003.038`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-003.038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area
Basement Area	1,525 sqft
Unfinished Basement	1,525 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	251 PENNY CT
City	TROY
State	MO
Zip	63379-5486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 SHADY ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SHADY EST
Legal Lot Number	28
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	810309

Owner

251 Penny Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 PENNY CT, TROY, MO 63379-5486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	2017596
Deed Book / Page	2407 / 181
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	2398/0606
Record Updated	Oct 29, 2026

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 23, 2017
Property Address	251 PENNY CT, TROY, MO 63379-5486
Document Number	2407/0181
Book / Page	2407 / 0181
Map Reference	MB13 PG7
Instrument Date	Dec 23, 2016
Instrument	2017000596
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 PENNY CT, TROY, MO 63379-5486

Mortgage

Document Number	2017000597
Date	Jan 23, 2017
Instrument	2017000597

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 251 Penny Ct was $2,296.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,565 (-) Land $6,080 Building $31,485
2025	$2,296.00	$37,565 Land $6,080 Building $31,485	$197,710 Land $32,000 Building $165,710
2023	$2,080.00 (+5.69%)	$33,579 Land $4,180 Building $29,399	$176,730 Land $22,000 Building $154,730
2022	$1,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 251 Penny Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Penny Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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