241 Penny Ct, Troy, MO 63379 Property Records

Lincoln County property record for 241 Penny Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2021
Lot Size	0.644 acres (28,053 sqft)
Owner	Individual Name on File
Last Sale	$277,800 (Mar 2021)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-003.037`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-003.037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Basement Area	1,252 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,053 sqft (0.644 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	241 PENNY CT
City	TROY
State	MO
Zip	63379-5486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 SHADY ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SHADY EST
Legal Lot Number	27
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	810309

Owner

241 Penny Ct is owned and occupied by an individual who bought it in March 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	241 PENNY CT, TROY, MO 63379-5486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Mar 8, 2021	Warranty Deed, Subdivision Related Transfer · USDA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Deed Document Number	20213098
Deed Book / Page	2460 / 597
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	241 PENNY CT, TROY, MO 63379-5486
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/143
Date	Oct 1, 2020
Book Page	2453/143
Instrument	2020011208

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	OLNEY, MO 63370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Apr 3, 2021

Interest

Change Frequency	Quarterly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 8, 2021
Property Address	241 PENNY CT, TROY, MO 63379-5486
Document Number	2460/597
Book / Page	2460 / 597
Map Reference	MB 13 PG 7
Instrument Date	Mar 5, 2021
Instrument	2021003098
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 PENNY CT, TROY, MO 63379-5486

Mortgage

Document Number	2021003099
Date	Mar 8, 2021
Instrument	2021003099

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 241 Penny Ct was $2,074.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,936 (-) Land $6,080 Building $27,856
2025	$2,074.00	$33,936 Land $6,080 Building $27,856	$178,610 Land $32,000 Building $146,610
2023	$1,875.00 (+5.63%)	$30,259 Land $4,180 Building $26,079	$159,260 Land $22,000 Building $137,260
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 Penny Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Penny Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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