Iredell County property record for 251 Pear Tree Rd, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1964 |
| Lot Size | 1.53 acres (66,777 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jan 2023) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4741-96-8203.000 |
| Primary APN | 4741-96-8203.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,777 sqft (1.53 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Carport |
| Garage Area | 864 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | 80098710 |
|---|---|
| Street Address | 251 PEAR TREE RD |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-8795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L3 VANHOY ESTATES PB 35-104 |
| Legal Subdivision | VANHOY ESTATES |
| Legal Block | 96 |
| Legal Lot Number | 3 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61301 |
Source: Iredell County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Jan 6, 2023 | Commissioner's Deed, Foreclosure · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on Record |
| Deed Sale | Jan 6, 2023 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Book / Page | 2969 / 98 |
| Prior Transfer Date | May 11, 2001 |
| Prior Transfer Doc | 0012780597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Document Number | 0003190194 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 3190/194 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 W BIG BEAVER RD # 33, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jan 6, 2023 |
| Property Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Document Number | 0000296998 |
| Book / Page | 2969 / 98 |
| Map Reference | MB 35 PG 104 |
| Instrument Date | Jan 6, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Document Number | 0002969100 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2969/100 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Nov 20, 2018 |
| Property Address | 251 PEAR TREE RD, TROUTMAN, NC 28166-8795 |
| Document Number | 25891596 |
| Book / Page | 002589 / 001596 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 PEAR TREE RD TROUTMAN NC 281668795, TROUTMAN, NC 28166-8795 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 | $217,630 (-) Land $37,160 Building $180,470 | $217,630 (-) Land $37,160 Building $180,470 |
| 2024 | $1,365.00 | $217,630 (-) Land $37,160 Building $180,470 | $217,630 (-) Land $37,160 Building $180,470 |
| 2023 | $1,365.00 (+24.89%) | $217,630 (+34.29%) Land $37,160 Building $180,470 | $217,630 (+34.29%) Land $37,160 Building $180,470 |
| 2022 | $1,093.00 | $162,060 Land $24,770 Building $137,290 | $162,060 Land $24,770 Building $137,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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