Iredell County property record for 198 Pear Tree Rd, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 2021 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,000 (Jun 2020) |
| Tax Bill | $1,737 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4751-06-7806.000 |
| Primary APN | 4751-06-7806.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Heated Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 146 ft Width |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80072382 |
|---|---|
| Street Address | 198 PEAR TREE RD |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L42 KELLY FARMSTEADS PB 34-66 PH 3 S 1 |
| Legal Subdivision | FARMSTEAD |
| Legal Block | 6 |
| Legal Lot Number | 42 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 61301 |
198 Pear Tree Rd is owned and occupied by an individual who bought it in June 2020.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 PEAR TREE RD, TROUTMAN, NC 28166-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Jun 22, 2020 | Warranty Deed, Transfer MASTER TITLE AGENCY, MASTER TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Prior Sale | May 4, 2005 · Amount on File |
| Deed Book / Page | 2708 / 1130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 198 PEAR TREE RD, TROUTMAN, NC 28166-8794 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002784957 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 2784/957 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 22, 2020 |
| Property Address | 198 PEAR TREE RD, TROUTMAN, NC 28166-8794 |
| Document Number | 27081130 |
| Book / Page | 002708 / 001130 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | MASTER TITLE AGENCY, MASTER TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $58.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 PEAR TREE RD TROUTMAN NC 28166, TROUTMAN, NC 28166 |
The 2025 property tax bill for 198 Pear Tree Rd was $1,737.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,500 (-) Land $50,000 Building $229,500 | $279,500 (-) Land $50,000 Building $229,500 | |
| 2025 | $1,737.00 | $279,500 (-) Land $50,000 Building $229,500 | $279,500 (-) Land $50,000 Building $229,500 |
| 2024 | $1,737.00 (+5.98%) | $279,500 (+6.17%) Land $50,000 Building $229,500 | $279,500 (+6.17%) Land $50,000 Building $229,500 |
| 2023 | $1,639.00 (+23.89%) | $263,250 (+32.85%) Land $50,000 Building $213,250 | $263,250 (+32.85%) Land $50,000 Building $213,250 |
| 2022 | $1,323.00 | $198,150 Land $36,500 Building $161,650 | $198,150 Land $36,500 Building $161,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Pear Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 198 Pear Tree Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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