251 Open Gulf St, Miramar Beach, FL 32550 Property Records

Walton County property record for 251 Open Gulf St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,112 sqft · built 2001
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,425,000 (Nov 2018)
Tax Bill	$29,728 (2024)
Deeds & Mortgages	Nov 2018 Sale Mar 2017 Sale & Construction Loan
Flood Zone	Zone VE (high risk)
APN	`33-2S-21-42180-003-0050`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42180-003-0050`
Alternative APN	`1073764`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	4 Stories
Building Area	3,112 sqft Living Area
Gross Area	4,360 sqft
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	31.7 ft deep x 48 ft wide
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	744 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1073764
Street Address	251 OPEN GULF ST
City	MIRAMAR BEACH
State	FL
Zip	32550-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 3 A.E. RICHARDS S/D DESC AS;COM NE/COR SEC 33-2S- 21W,N 88 DEG W 439.4 FT,S 02 DEG 15'W 1225.7 FT TO NE/C LOT 1 BLK
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	RICHARDS S/D
Legal Block	3
Legal Lot Number	1,5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7513 TAGGART LN, KNOXVILLE, TN 37938-8996
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Grant Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Mar 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2018000037287
Deed Book / Page	3089 / 3013
Record Updated	Jun 8, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Nov 7, 2018
Property Address	251 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0030893013
Book / Page	003089 / 003013
Instrument Date	Nov 6, 2018
Instrument	37287
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$16,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7921 MOUNTAIN BROOK RD KNOXVILLE TN 379383438, KNOXVILLE, TN 37938-3438

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 1, 2017
Property Address	251 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0030342230
Book / Page	3034 / 2230
Instrument Date	Feb 24, 2017
Instrument	20170006189
Transaction Type	Construction Loan
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3008 OAKVILLE WOODS CT, 3008, SAINT LOUIS, MO 63129-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 LINWOOD DR, PARAGOULD, AR 72450-4861

Mortgage

Document Number	0030342232
Date	Mar 1, 2017
Instrument	3034/2232

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 24, 2022

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,928,861 (+8.53%) Land $1,736,176 Building $2,192,685	$3,928,861 (+8.53%) Land $1,736,176 Building $2,192,685
2024	$29,728.00 (+4.81%)
2023	$28,364.00 (+6.8%)	$3,620,066 (+8.37%) Land $1,736,176 Building $1,883,890	$3,620,066 (+8.37%) Land $1,736,176 Building $1,883,890
2022	$26,557.00	$3,340,555 Land $2,076,368 Building $1,264,187	$3,340,555 Land $2,076,368 Building $1,264,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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