219 Open Gulf St, Miramar Beach, FL 32550 Property Records

Walton County property record for 219 Open Gulf St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,961 sqft · built 2018
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,150,000 (Jul 2022)
Tax Bill	$60,996 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Sale + 3 more
Flood Zone	Zone VE (high risk)
APN	`33-2S-21-42180-003-0020`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42180-003-0020`
Alternative APNs	`33-221-42180-003-0020` `1073761`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,961 sqft Living Area
Gross Area	7,988 sqft
1st Floor Area	1,845 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	360 ft deep x 48.9 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	1,379 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 OPEN GULF ST
City	MIRAMAR BEACH
State	FL
Zip	32550-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GULFFR
Legal Description	LOT 2 BLK 3 A. E. RICHARDS S/D DESC AS: COM AT NE/C OF SEC 33 N 88 DEG W 439.4FT ALG SEC LN, S 02 DEG 15'W 1225.7FT TO NE/C OF LOT 1 BLK 3 S 83 DEG W ALG BEACH ST 49.1OFT TO POB, S 83 DEG W 49.10FT, S 02 DEG 15'W 353FT MOL TO GULF, SELY ALONG GULF 48
Legal Range	021
Legal Township	02S
Legal Section	33
Legal Subdivision	RICHARDS S/D
Legal Block	3
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2006 ASPEN RDG SE, CEDAR RAPIDS, IA 52403-7047
Owner Type	Individual
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC
Jan 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 3, 2020	Loan Modification, Mortgage STOCKYARD BK&TR
Mar 9, 2018	Grant Deed, Transfer STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202231112
Deed Book / Page	3258 / 3769
Prior Transfer Date	Aug 22, 2002
Prior Transfer Doc	0000739764
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 5, 2022
Property Address	219 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0032583769
Book / Page	3258 / 3769
Instrument Date	Jun 28, 2022
Instrument	20220031112
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 BLACKWATER ST, SANTA ROSA BEACH, FL 32459-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 ASPEN RDG SE, CEDAR RAPIDS, IA 52403-7047

Mortgage

Document Number	0032583773
Date	Jul 5, 2022
Instrument	3258/3773

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 22, 2021
Property Address	219 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0031794417
Book / Page	3179 / 4417
Instrument Date	Jan 22, 2021
Instrument	20210003326
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$41,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5602 HARRODS GLEN DR, 5602, PROSPECT, KY 40059-7641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BLACKWATER ST, SANTA ROSA BEACH, FL 32459-7178

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 22, 2021
Property Address	219 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0031794417
Book / Page	3179 / 4417
Instrument Date	Jan 22, 2021
Instrument	20210003326
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$41,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5602 HARRODS GLEN DR, PROSPECT, KY 40059-7641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BLACKWATER ST, SANTA ROSA BEACH, FL 32459-7178
Investor	Possibly a Property Investor

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	219 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0031462301
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5602 HARRODS GLEN DR PROSPECT KY 400597641, PROSPECT, KY 40059-7641

Mortgage

Document Number	0031462301
Date	Jun 16, 2020
Book Page	003146/002301
Instrument	20506

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	1040 E MAIN ST, LOUISVILLE, KY 40206-1856

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 15, 2023

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Mar 9, 2018
Property Address	219 OPEN GULF ST, MIRAMAR BEACH, FL 32550-8104
Document Number	0030673117
Book / Page	003067 / 003117
Instrument Date	Mar 8, 2018
Instrument	7766
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5602 HARRODS GLEN DR PROSPECT KY 400597641, PROSPECT, KY 40059-7641

Mortgage

Document Number	30673121
Date	Mar 9, 2018
Book Page	003067/003121
Instrument	7768

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	PO BOX 32890, LOUISVILLE, KY 40232-2890

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2023

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60,996.00	$6,750,617 (-) Land $1,911,990 Building $4,838,627	$6,750,617 (-) Land $1,911,990 Building $4,838,627
2023	$61,338.00 (+22.51%)	$6,750,617 (+24.95%) Land $1,911,990 Building $4,838,627	$6,750,617 (+24.95%) Land $1,911,990 Building $4,838,627
2022	$50,068.00	$5,402,619 Land $2,256,921 Building $3,145,698	$5,402,619 Land $2,256,921 Building $3,145,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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