251 Garden St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 251 Garden St, Needham, MA 02492

Property Summary

Property Type	Condominium
Details	5 bd · 5 ba · 940 sqft · built 2021
Lot Size	0.214 acres (9,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,640,000 (Jun 2023)
Tax Bill	$16,885 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NEED M:051.0 B:0034 L:0251.0`

Property Details

APN / Parcel Number

Primary APN	`NEED M:051.0 B:0034 L:0251.0`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	940 sqft Living Area
Gross Area	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,327 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	251 GARDEN ST
City	NEEDHAM
State	MA
Zip	02492-2322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	34
Legal Lot Number	251.0
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2022
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 GARDEN ST, NEEDHAM, MA 02492-2322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SIRVA MORTGAGE INC
Sep 24, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	202336504
Deed Book / Page	41248 / 478
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jun 15, 2023
Property Address	251 GARDEN ST, NEEDHAM, MA 02492-2322
Document Number	041248-478
Book / Page	41248 / 478
Instrument Date	Jun 15, 2023
Instrument	36504
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	251 GARDEN ST, NEEDHAM, MA 02492-2322

Mortgage

Document Number	0000036506
Date	Jun 15, 2023
Instrument	36506

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 24, 2021
Property Address	251 GARDEN ST, NEEDHAM, MA 02492-2322
Document Number	039888-247
Book / Page	39888 / 247
Instrument Date	Sep 24, 2021
Instrument	123615
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 GARDEN ST, NEEDHAM, MA 02492-2322

Mortgage

Document Number	0000123616
Date	Sep 24, 2021
Instrument	123616

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,885.00 (-15.24%)	$1,592,900 (+4.27%) Building $1,592,900	$1,590,395 (-6.79%)
2024			$1,706,295
2023	$19,920.00	$1,527,600 Building $1,527,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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