Norfolk County and Needham Town property record for 217 Garden St, Needham, MA 02492
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 847 sqft · built 2004 |
| Lot Size | 0.624 acres (27,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Aug 2024) |
| Tax Bill | $11,799 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance May 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0510003000010 |
| Primary APN | M:0510003000010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 847 sqft Living Area |
| Gross Area | 1,694 sqft |
| 1st Floor Area | 1,694 sqft |
| Basement Area | 978 sqft |
| Unfinished Basement | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 27,185 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 217 GARDEN ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2322 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 30 |
| Legal Lot Number | 1.0 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 403400 |
Source: Norfolk County and Needham Town assessment roll, APN M:0510003000010, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 GARDEN ST, 1, NEEDHAM, MA 02492-2322 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK |
| May 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK |
| Apr 08, 2019 | Deed of Trust, Mortgage · ARM NEEDHAM BANK |
| May 10, 2019 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Oct 01, 2019 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Jul 30, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BROOKLINE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Oct 07, 2008 · Amount on Record |
| Deed Document Number | 202454315 |
| Deed Book / Page | 41952 / 472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040632-28 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 40632/28 |
| Instrument | 55486 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040552-531 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 40552/531 |
| Instrument | 44462 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36711-440 |
|---|---|
| Date | Apr 08, 2019 |
| Book Page | 36711/440 |
| Instrument | 25109 |
| Name | NEEDHAM BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36785-586 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 36785/586 |
| Instrument | 35180 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37204-489 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 37204/489 |
| Instrument | 89067 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 217 GARDEN ST, NEEDHAM, MA 02492-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38155-160 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 38155/160 |
| Instrument | 75532 |
| Name | BROOKLINE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Needham Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,799.00 (+4.7%) | $1,113,100 (+28.8%) Building $1,113,100 | $1,186,930 (+0.29%) |
| 2024 | $1,183,510 | ||
| 2023 | $11,269.00 | $864,200 Building $864,200 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214034002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 323 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system MA3199000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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