251 E Olive St, Virden, IL 62690 Property Records

Macoupin County property record for 251 E Olive St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$111,720 (Mar 2023)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2018 Sale & Mortgage
APN	`04-04-251-006`

Property Details

APN / Parcel Number

Primary APN	`04-04-251-006`
Alternative APN	`08-000-050-00`

Exterior

Lot Area	131,116 sqft (3.01 acres)

Location & Zoning

Street Address	251 E OLIVE ST
City	VIRDEN
State	IL
Zip	62690-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4 T12 R6 E 1/2 SE SW NE (EXC BEG S LINE NE & W LINE THAYER STR, TH W 208', TH N 416', TH E 208', TH S 416' TO POB) 04-04-251
Legal Range	06W
Legal Township	12N
Legal Section	04
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1014
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 E OLIVE ST, VIRDEN, IL 62690-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2023603993
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 2, 2023
Property Address	251 E OLIVE ST, VIRDEN, IL 62690-1124
Document Number	0000603993
Instrument Date	Mar 1, 2023
Instrument	603993
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 E OLIVE ST, VIRDEN, IL 62690-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 W MORTON AVE, JACKSONVILLE, IL 62650-2770

Mortgage

Document Number	0000603994
Date	Mar 2, 2023
Instrument	603994

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Adjustable	Adjustable Rate Rider

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 2, 2018
Property Address	251 E OLIVE ST, VIRDEN, IL 62690-1124
Document Number	570019
Instrument Date	Jul 31, 2018
Instrument	570019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 E OLIVE ST, VIRDEN, IL 62690-1124

Mortgage

Document Number	570020
Date	Aug 2, 2018
Instrument	570020

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (+4.34%)	$28,484 (+7%) Land $5,391 Building $23,093	$85,452 (+7%) Land $16,173 Building $69,279
2024	$1,707.00 (+46.9%)	$26,620 (+102.68%) Land $5,038 Building $21,582	$79,860 (+102.68%) Land $15,114 Building $64,746
2022	$1,162.00	$13,134 Land $4,360 Building $8,774	$39,402 Land $13,080 Building $26,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Wisper ISP.

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