248 E Olive St, Virden, IL 62690 Property Records

Macoupin County property record for 248 E Olive St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.397 acres (17,300 sqft)
Owner	Individual Name on Record
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 1 more
APN	`04-04-405-008`

Property Details

APN / Parcel Number

Primary APN	`04-04-405-008`
Alternative APN	`08-001-716-00`

Exterior

Lot Area	17,300 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide

Location & Zoning

Street Address	248 E OLIVE ST
City	VIRDEN
State	IL
Zip	62690-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 212 & 213 GELDERS SUBD 100 X 173 04-04-405-008
Legal Subdivision	GELDERS SUBD
Legal Lot Number	212-213
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1017
Census Tract	956000

Owner

Source: Macoupin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 E OLIVE ST, VIRDEN, IL 62690-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST INTERNET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018
Deed Sale	Sep 4, 2018
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2018570651
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	555804
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	248 E OLIVE ST, VIRDEN, IL 62690-1125
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E OLIVE ST, VIRDEN, IL 62690-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000607222
Date	Sep 8, 2023
Instrument	607222

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	248 E OLIVE ST, VIRDEN, IL 62690-1125
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596918
Date	Feb 10, 2022
Instrument	596918

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 4, 2018
Property Address	248 E OLIVE ST, VIRDEN, IL 62690-1125
Document Number	570651
Instrument Date	Aug 30, 2018
Instrument	570651
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 E OLIVE ST, VIRDEN, IL 62690-1125

Mortgage

Document Number	570652
Date	Sep 4, 2018
Instrument	570652

Lender

Name	FIRST INTERNET BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,697.00 (+3.33%)	$52,667 (+7%) Land $6,343 Building $46,324	$158,001 (+7%) Land $19,029 Building $138,972
2024	$3,578.00 (+10.47%)	$49,221 (+15.56%) Land $5,928 Building $43,293	$147,663 (+15.56%) Land $17,784 Building $129,879
2022	$3,239.00 Homeowner's exemption	$42,594 Land $5,130 Building $37,464	$127,782 Land $15,390 Building $112,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Wisper ISP.

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