251 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 251 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1944
Lot Size	0.153 acres (6,665 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Apr 2008)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Apr 2008 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-304-042`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-304-042`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	916 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	251 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	THE E 50 FT OF THE W 382 FT OF THE S 325 FT OF LOT 6, BLK A ALSO THE E 50 FT OF THE W 382 FT, OF THAT PART OF LOT 7 WHICH IS
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	ORIGINAL PLAT
Legal Block	A
Legal Lot Number	6-7
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2004
Census Tract	24901

Owner

251 E 12th St is owned by a company that bought it in April 2008.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	280 W 20TH ST, HOLLAND, MI 49423-4174
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2009	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Apr 21, 2008	Warranty Deed, Transfer FIFTH THIRD MORTGAGE MICHIGAN LLC
Jul 25, 2007	Intrafamily Transfer, Transfer · ARM CHASE BANK USA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2008 · Amount on File
Deed Sale	Apr 21, 2008 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Book / Page	5640 / 841
Prior Transfer Date	Sep 1, 2007
Prior Transfer Doc	0000034520
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	251 E 12TH ST, HOLLAND, MI 49423-3610
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20090028279
Date	Jul 2, 2009
Instrument	2009-0028279

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2039

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 21, 2008
Property Address	251 E 12TH ST, HOLLAND, MI 49423-3610
Document Number	5640/841
Book / Page	5640 / 841
Map Reference	LB1 PG11
Instrument Date	Feb 6, 2008
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 E 12TH ST, 251, HOLLAND, MI 49423-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 W 20TH ST, HOLLAND, MI 49423-4174

Mortgage

Document Number	005640/843
Date	Apr 21, 2008
Book Page	5640/843

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2038

July 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 25, 2007
Property Address	251 E 12TH ST, HOLLAND, MI 49423-3610
Document Number	005473/371
Book / Page	5473 / 371
Map Reference	LB1 PG11
Instrument Date	Jul 19, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TITLE RX AGENCY, TITLE PRO AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 E 12TH ST, HOLLAND, MI 49423-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 E 12TH ST, HOLLAND, MI 49423-3610

Mortgage

Document Number	0005473372
Date	Jul 25, 2007
Instrument	5473/372

Lender

Name	CHASE BANK USA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.95%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.95%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	16.9%

Tax Assessment & Valuation

The 2025 property tax bill for 251 E 12th St was $3,711.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,800 (+3.59%)	$259,600 (+3.59%)
2025	$3,711.00	$125,300	$250,600
2023		$105,400	$210,800
2022	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 251 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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