248 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 248 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,146 sqft · built 1946
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Jun 2021)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-006`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	776 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	131 ft deep x 53 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	ALL THAT PT OF LOTS 7 & 8, BLK A, COM 32 FT N & 341 FT E OF SW COR OF SD LOT 7, TH S 12482 FT E 53 FT, N 12482 FT,TH W 53 FT
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	SOUTH ORIGINAL PLAT
Legal Block	351
Legal Lot Number	7-8
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 E 12TH ST, HOLLAND, MI 49423-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	202133856
Last Transfer Date	Jul 1, 2025
Transfer Doc	20250017096
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 30, 2021
Property Address	248 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20210033856
Map Reference	LB 1 PG 11
Instrument Date	Jun 15, 2021
Instrument	2021-0033856
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 KEOWEE LAKESHORE DR, 1708, SENECA, SC 29672-7089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 CHAMINADE ST SW, GRANDVILLE, MI 49418-2589

Mortgage

Document Number	20210033857
Date	Jun 30, 2021
Instrument	2021-0033857

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	20210033858
Date	Jun 30, 2021
Instrument	2021-0033858

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (+3.01%)	$219,200 (+3.01%)
2025	$3,731.00 (+15.87%) Homeowner's exemption	$106,400 (+17.57%)	$212,800 (+17.57%)
2023		$90,500	$181,000
2022	$3,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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