251 Deverill St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 251 Deverill St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 814 sqft · built 1910
Lot Size0.077 acres (3,360 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Oct 2020)
Tax Bill$1,854 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN026-41-12-019.00

Property Details

APN / Parcel Number

Primary APN026-41-12-019.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area814 sqft Finished Area
Gross Area1,170 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,360 sqft (0.077 acres)
Lot Dimensions105 ft deep x 32 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address251 DEVERILL ST
CityLUDLOW
StateKY
Zip41016-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEAVER PT LOTS 301-302 1ST ADDN 32'X 105'
Legal SubdivisionWEAVER J J
Legal Phase1ST
Legal Lot Number301,30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4024
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 DEVERILL ST, LUDLOW, KY 41016-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG
Oct 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Feb 5, 2020Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleFeb 5, 2020 · Amount on Record
Deed Document Number20205900106
Deed Book / Page52 / 552
Prior Transfer DateApr 12, 2011
Prior Transfer Doc0005900327
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2020
Property Address251 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000107
Book / Page00KC52 / 000552
Instrument DateOct 27, 2020
Instrument107
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 DEVERILL ST LUDLOW KY 410161326, LUDLOW, KY 41016-1326

Mortgage

Document Number0000000107
DateOct 30, 2020
Book Page00M118/000527
Instrument107
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressFAIRFAX, VA 20151
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 29, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2020
Property Address251 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000106
Book / Page000052 / 000552
Instrument DateOct 27, 2020
Instrument106
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 DEVERILL ST LUDLOW KY 410161326, LUDLOW, KY 41016-1326

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address251 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000016
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 DEVERILL ST LUDLOW MA 01056, LUDLOW, MA 01056

Mortgage

Document Number0000000016
DateNov 30, 2020
Book Page00M132/000397
Instrument16
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 29, 2025

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 5, 2020
Property Address251 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000137
Book / Page000005 / 000913
Instrument DateFeb 3, 2020
Instrument137
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7038 BITTERSWEET DR FLORENCE KY 410428512, FLORENCE, KY 41042-8512

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,000 (-) Land $15,000 Building $127,000$142,000 (-) Land $15,000 Building $127,000
2025$1,854.00 (+1.48%)$142,000 (-) Land $10,000 Building $132,000$142,000 (-) Land $10,000 Building $132,000
2023$1,827.00$142,000 Land $10,000 Building $132,000$142,000 Land $10,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims26 (1978–2025)
Claims Outside the SFHA1 of 26
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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