244 Deverill St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 244 Deverill St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,592 sqft · built 1920
Lot Size0.121 acres (5,250 sqft)
OwnerIndividual Name on Record
Last Sale$75,400 (Oct 2013)
Tax Bill$1,501 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN026-41-10-015.00

Property Details

APN / Parcel Number

Primary APN026-41-10-015.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,592 sqft Finished Area
Gross Area2,084 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,250 sqft (0.121 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address244 DEVERILL ST
CityLUDLOW
StateKY
Zip41016-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOTS 104-105 50'X 105'
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number104-105
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2021
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address244 DEVERILL ST, LUDLOW, KY 41016-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 30, 2019Loan Modification, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2013 · Amount on Record
Deed SaleOct 8, 2013 · Amount on Record
Deed Document Number201310 08 059 00047
Deed Book / Page5284 / 137
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address244 DEVERILL ST, LUDLOW, KY 41016-1327
Document Number0000000162
Instrument DateNov 30, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address244 DEVERILL ST LUDLOW KY 410161327, LUDLOW, KY 41016-1327

Mortgage

Document Number0000000162
DateJan 16, 2020
Book Page0000M4/000487
Instrument162
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address244 DEVERILL ST, LUDLOW, KY 41016-1327
Document Number0000000150
Instrument DateNov 30, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address244 DEVERILL ST LUDLOW KY 410161327, LUDLOW, KY 41016-1327

Mortgage

Document Number0000000150
DateJan 16, 2020
Book Page000002/000807
Instrument150
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,000 (+21.74%) Land $15,000 Building $125,000$140,000 (+21.74%) Land $15,000 Building $125,000
2025$1,501.00 (+1.42%)$115,000 (-) Land $10,000 Building $105,000$115,000 (-) Land $10,000 Building $105,000
2023$1,480.00$115,000 Land $10,000 Building $105,000$115,000 Land $10,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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