Bergen County and Ridgewood Village property record for 251 Circle Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,886 sqft · built 1900 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2000) |
| Tax Bill | $16,170 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04302-0000-00017 |
| Primary APN | 51-04302-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,886 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 104 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 251 CIRCLE AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .241 AC |
| Legal Block | 4302 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 47500 |
251 Circle Ave is owned and occupied by two individuals who bought it in September 2000.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 251 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2000 · Amount on File |
| Deed Sale | Sep 5, 2000 · Amount on File |
| Prior Sale | Oct 6, 1993 · Amount on File |
| Deed Document Number | 2000111310 |
| Deed Book / Page | 8304 / 967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 251 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | OLD SCHOOL TITLE SERVICES LLC, OLDE SCHOOL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0043600928 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 4360/928 |
| Instrument | 2021140274 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 251 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Document Number | 0036661896 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 251 CIRCLE AVE RIDGEWOOD NJ 074505206, RIDGEWOOD, NJ 07450-5206 |
| Document Number | 0036661896 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 003666/001896 |
| Instrument | 73315 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2035 |
The 2025 property tax bill for 251 Circle Ave was $16,170, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,500 (-) Land $317,000 Building $242,500 | $559,500 (-) Land $317,000 Building $242,500 | |
| 2025 | $16,170.00 (+0.74%) | $559,500 Land $317,000 Building $242,500 | $559,500 Land $317,000 Building $242,500 |
| 2024 | $16,052.00 | ||
| 2023 | $559,500 Land $317,000 Building $242,500 | $559,500 Land $317,000 Building $242,500 | |
| 2022 | $15,291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 251 Circle Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Circle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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