Bergen County and Ridgewood Village property record for 235 Circle Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,504 sqft · built 1920 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Dec 2011) |
| Tax Bill | $13,161 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04302-0000-00020 |
| Primary APN | 51-04302-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 235 CIRCLE AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .117 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 4302 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 6, 2023 | Intrafamily Transfer, Transfer |
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2011 · Amount on Record |
| Deed Sale | Dec 15, 2011 · Amount on Record |
| Prior Sale | Dec 4, 1998 · Amount on Record |
| Deed Document Number | 20119030046 |
| Deed Book / Page | 903 / 46 |
| Last Transfer Date | Aug 7, 2023 |
| Transfer Doc | 0051000987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 6, 2023 |
| Property Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Document Number | 0051000987 |
| Book / Page | 5100 / 987 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023066205 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Name | Verified Name |
|---|---|
| Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046541627 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4654/1627 |
| Instrument | 2022042857 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 235 CIRCLE AVE, RIDGEWOOD, NJ 07450-5206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0038520175 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 3852/175 |
| Instrument | 20-129068 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,400 (-) Land $271,400 Building $184,000 | $455,400 (-) Land $271,400 Building $184,000 | |
| 2025 | $13,161.00 (+0.73%) | $455,400 (-) Land $271,400 Building $184,000 | $455,400 (-) Land $271,400 Building $184,000 |
| 2024 | $13,065.00 (+4.97%) | ||
| 2023 | $455,400 (+2.25%) Land $271,400 Building $184,000 | $455,400 (+2.25%) Land $271,400 Building $184,000 | |
| 2022 | $12,446.00 (+3.19%) | $445,400 Land $271,400 Building $174,000 | $445,400 Land $271,400 Building $174,000 |
| 2021 | $12,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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