Banks County property record for 251 Cedar Rdg Dr, Commerce, GA 30530 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,248 sqft Gross Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2025) |
| Tax Bill | $377.00 (2025) |
| Primary APN | B75E009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Wood Exterior |
| Roof Material | Metal Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 80 sqft Deck |
| Patio Area | 160 sqft Patio |
| Utility Building | 120 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1214 |
|---|---|
| Street Address | 251 CEDAR RIDGE DR |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TR 10 PB 37-645 |
| Legal Subdivision | 00702-CEDAR RIDGE |
| Legal Tract | 10 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | HOMER |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 970200 |
Source: Banks County records · APN B75E009
Assessment roll updated November 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ |
| Nov 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER |
| Apr 26, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 589 / 18 |
| Prior Transfer Date | Apr 26, 2024 |
| Prior Transfer Doc | 000559/585 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Document Number | 0000000586/0000000746 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 0000000586/0000000746 |
| Name | NEWREZ |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Nov 10, 2025 |
| Property Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Document Number | 0000589/18 |
| Book / Page | 589 / 18 |
| Instrument Date | Nov 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Document Number | 0000058920 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 589/20 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 26, 2024 |
| Property Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
| Document Number | 000559/585 |
| Book / Page | 559 / 585 |
| Instrument Date | Apr 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 CEDAR RIDGE DR, COMMERCE, GA 30530-6501 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377.00 (+102.69%) | $19,752 (-32.99%) Land $11,352 Building $8,400 | $49,380 (-32.99%) Land $28,380 Building $21,000 |
| 2024 | $186.00 (+11.38%) Homeowner's exemption Senior Citizen's exemption | $29,475 (+28.26%) Land $21,075 Building $8,400 | $73,687 (+28.26%) Land $52,687 Building $21,000 |
| 2023 | $167.00 (-59.17%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $22,980 Land $22,580 Building $400 | $57,451 Land $56,451 Building $1,000 |
| 2022 | $409.00 |
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