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195 Cedar Rdg Dr, Commerce, GA 30530 Property Records

Banks County property record for 195 Cedar Rdg Dr, Commerce, GA 30530 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2018
Square Footage1,888 sqft Heated Area
Lot Size100,188 sqft (2.3 acres)
OccupancyOwner Occupied
Last Sale$165,500 (2025)
Tax Bill$1,170.00 (2025)

Property Details

APN / Parcel Number

Primary APNB75E011
Alternative APN
  • 6850

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,888 sqft Heated Area
1st Floor1,440 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl Sheet/Linoleum Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2018
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialTin Roof
Lot Area100,188 sqft (2.3 acres)
Patio Area24 sqft Patio
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number6850
Street Address195 CEDAR RIDGE DR
CityCOMMERCE
StateGA
Zip30530-6500
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT13 PB 13-111 CEDAR RIDGE
Legal SubdivisionCEDAR RDG PROPERTIES
Legal Lot Number13
JurisdictionBANKS GA
Minor Civil DivisionHOMER
Census Blockgroup3
Census Block3013
Census Tract970200

Owner

Source: Banks County records · APN B75E011

Assessment roll updated November 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2013Deed of Trust, Mortgage · Conventional Mortgage
VERITY BANK
Nov 10, 2025Warranty Deed, Transfer · Conventional Mortgage
PATRICK JAMES S
Jan 06, 2023Warranty Deed, Transfer · Conventional Mortgage
PATRICK JAMES S
Jan 06, 2023Warranty Deed, Transfer · Conventional Mortgage
PATRICK JAMES S
Mar 07, 2005Warranty Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleJul 30, 2025
Deed Book / Page589 / 85
Record RefreshedSep 20, 2026

August 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00000393/1
DateAug 30, 2013
Book Page393/1
Lender
NameVERITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueSep 01, 2016

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateNov 10, 2025
Property Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
Document Number0000589/85
Book / Page589 / 85
Instrument DateNov 07, 2025
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1.66
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500

Mortgage

Document Number0000000589/0000000086
DateNov 10, 2025
Book Page0000000589/0000000086
Lender
NamePATRICK JAMES S
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateJan 06, 2023
Property Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
Document Number000539/351
Book / Page539 / 351
Instrument DateJan 06, 2023
Instrument2023-000013
Transaction TypeTransfer
Record UpdatedJan 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500

Mortgage

Document Number0000000539/0000000352
DateJan 09, 2023
Book Page0000000539/0000000352
Lender
NamePATRICK JAMES S
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateJan 06, 2023
Property Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
Document Number000539/351
Book / Page539 / 351
Instrument DateJan 06, 2023
Instrument2023-000013
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500

Mortgage

Document Number0000539352
DateJan 06, 2023
Instrument539/352
Lender
NamePATRICK JAMES S
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateMar 07, 2005
Property Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
Document Number000254/640
Book / Page254 / 640
Instrument DateMar 07, 2005
Instrument2005-000204
Transaction TypeTransfer
Record UpdatedJan 31, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CEDAR RIDGE DR, COMMERCE, GA 30530-6500
InvestorPossibly a Property Investor

Mortgage

Document Number000254/642
DateMar 09, 2005
Book Page254/642
Lender
NameTHE PEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueApr 01, 2007

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,170.00 (+2.72%)$61,328 (+6.05%) Land $15,992 Building $45,336$153,321 (+6.05%) Land $39,980 Building $113,341
2024$1,139.00 (+16.94%)$57,828 (+20.78%) Land $14,538 Building $43,290$144,572 (+20.79%) Land $36,346 Building $108,226
2023$974.00 (+12.73%)$47,877 (+16.43%) Land $15,042 Building $32,835$119,693 (+16.43%) Land $37,605 Building $82,088
2022$864.00$41,120 Land $13,474 Building $27,646$102,799 Land $33,684 Building $69,115

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