251 Barnerville Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 251 Barnerville Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,310 sqft · built 1952
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2022)
Tax Bill	$4,529 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432689 56.-2-21`

Property Details

APN / Parcel Number

Primary APN	`432689 56.-2-21`
Alternative APNs	`268905600000020210000000` `435J100151`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	374 sqft
Attic	Attic
Attic Area	374 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J100151
Street Address	251 BARNERVILLE RD
City	COBLESKILL
State	NY
Zip	12043-5734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HSE GAR ATT 125 X 180 05600000020210000000
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	1
Census Block	1013
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 642, COBLESKILL, NY 12043-0642
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROSEMARIE C KELLER
Feb 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2022802484
Deed Book / Page	1155 / 73
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 13, 2022
Property Address	251 BARNERVILLE RD, COBLESKILL, NY 12043-5734
Document Number	0001155/73
Book / Page	1155 / 73
Instrument Date	Jan 13, 2021
Instrument	802484
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 MINERAL SPRINGS RD, COBLESKILL, NY 12043-5609

Mortgage

Document Number	0000802486
Date	Jan 13, 2022
Instrument	802486

Lender

Name	ROSEMARIE C KELLER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 25, 2019
Property Address	251 BARNERVILLE RD, COBLESKILL, NY 12043-5734
Document Number	001086/257
Book / Page	1086 / 257
Instrument Date	Feb 10, 2019
Instrument	757340
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HILLTOP RD, SPRAKERS, NY 12166-5012

Mortgage

Document Number	0001831/56
Date	Feb 25, 2019
Book Page	1831/56
Instrument	757342

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,529.00 (+6.09%)
2025	$4,269.00 (+2.74%)	$93,960 (-) Land $8,500 Building $85,460	$191,755 (+16.33%) Land $17,347 Building $174,408
2023		$93,960 Land $8,500 Building $85,460	$164,842 Land $14,912 Building $149,930
2020	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: MIDTEL.

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