Schoharie County and Cobleskill Town property record for 220 Barnerville Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,604 sqft · built 1860 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,189 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 56.-2-12 |
| Primary APN | 432689 56.-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| 1st Floor Area | 1,746 sqft |
| 2nd Floor Area | 858 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 235 ft Width |
| Porch | Slab |
| Porch Area | 494 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J186028 |
|---|---|
| Street Address | 220 BARNERVILLE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HOUSE & GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 BARNERVILLE RD, COBLESKILL, NY 12043-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF RICHMONDVILLE |
| Nov 7, 2018 | Deed of Trust, Mortgage · VA Mortgage BANK OF RICHMONDVILLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 220 BARNERVILLE RD, COBLESKILL, NY 12043-5732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1914/134 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 1914/134 |
| Instrument | 783807 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 220 BARNERVILLE RD, COBLESKILL, NY 12043-5732 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001821/0000000161 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 0000001821/0000000161 |
| Instrument | 000000753010 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jan 1, 2038 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,189.00 (+6.09%) Homeowner's exemption | ||
| 2025 | $5,834.00 (+14.03%) | $128,400 (-) Land $11,200 Building $117,200 | $262,041 (+16.33%) Land $22,857 Building $239,184 |
| 2023 | $128,400 Land $11,200 Building $117,200 | $225,263 Land $19,649 Building $205,614 | |
| 2020 | $5,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
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