251 28th St, Del Mar, CA 92014 Property Records

San Diego County property record for 251 28th St, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1953
Lot Size	0.123 acres (5,356 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Apr 1986)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`299-061-07-00`

Property Details

APN / Parcel Number

Primary APN	`299-061-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,203 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,356 sqft (0.123 acres)
Garage Type	Attached

Location & Zoning

Street Address	251 28TH ST
City	DEL MAR
State	CA
Zip	92014-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 14 LOT 9 TR 002043
Legal Subdivision	DEL MAR RESUB
Legal Tract	002043
Legal Block	14
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	251 28TH ST, DEL MAR, CA 92014-2019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1986 · Amount on Record
Deed Sale	Apr 23, 1986 · Amount on Record
Prior Sale	Dec 21, 1983 · Amount on Record
Deed Document Number	1986156799
Last Transfer Date	Dec 3, 2009
Transfer Doc	0000680585
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 28TH ST, DEL MAR, CA 92014-2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 28TH ST, DEL MAR, CA 92014-2019

Mortgage

Document Number	0000397922
Date	Oct 13, 2022
Instrument	2022-0397922

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 28TH ST, DEL MAR, CA 92014-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088517
Date	Feb 24, 2017
Instrument	2017-0088517

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,209 (+2%) Land $294,515 Building $111,694
2025	$4,254.00 (+4.44%) Homeowner's exemption	$398,245 (+4.04%) Land $288,741 Building $109,504
2023	$4,073.00 (+1.7%) Homeowner's exemption	$382,782 Land $277,530 Building $105,252
2022	$4,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Nearby Flood Policies	105 units insured incl. 56 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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