223 28th St, Del Mar, CA 92014 Property Records

San Diego County property record for 223 28th St, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1988
Lot Size	0.122 acres (5,332 sqft)
Owner	Company Name on Record
Last Sale	$2,350,000 (Jan 2021)
Tax Bill	$27,152 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`299-061-03-00`

Property Details

APN / Parcel Number

Primary APN	`299-061-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,469 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,332 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	223 28TH ST
City	DEL MAR
State	CA
Zip	92014-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 14 LOT 5 TR 002043
Legal Subdivision	DEL MAR SUB
Legal Tract	002043
Legal Block	14
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	537 S GERTRUDA AVE, REDONDO BEACH, CA 90277-4244
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage WESTERN ALLIANCE BANK
Jan 13, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Mar 26, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 17, 2018	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	202127187
Prior Transfer Date	Mar 17, 1993
Prior Transfer Doc	0000578127
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	223 28TH ST, DEL MAR, CA 92014-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000429351
Date	Sep 19, 2017
Instrument	2017-0429351

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2021
Property Address	223 28TH ST, DEL MAR, CA 92014-2019
Document Number	0000027187
Map Reference	MAP 2043
Instrument Date	Dec 15, 2020
Instrument	2021-0027187
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	537 S GERTRUDA AVE, REDONDO BEACH, CA 90277-4244

Mortgage

Document Number	0000027188
Date	Jan 13, 2021
Instrument	2021-0027188

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	223 28TH ST, DEL MAR, CA 92014-2019
Document Number	0000170693
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	223 28TH ST DEL MAR CA 920142019, DEL MAR, CA 92014-2019

Mortgage

Document Number	0000170693
Date	Apr 3, 2020
Instrument	170693

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2018
Property Address	223 28TH ST, DEL MAR, CA 92014-2019
Document Number	0000289074
Instrument Date	Jun 28, 2018
Instrument	289074
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	223 28TH ST DEL MAR CA 920142019, DEL MAR, CA 92014-2019

Mortgage

Document Number	289075
Date	Jul 17, 2018
Instrument	289075

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,594,588 (+2%) Land $2,318,568 Building $276,020
2025	$27,152.00 (+4.31%)	$2,543,714 (+4.04%) Land $2,273,106 Building $270,608
2023	$26,030.00 (+1.63%)	$2,444,940 Land $2,184,840 Building $260,100
2022	$25,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Nearby Flood Policies	105 units insured incl. 56 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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