2509 Keystone Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2509 Keystone Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,540 sqft · built 1989
Lot Size	0.248 acres (10,792 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2026)
Tax Bill	$10,179 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-276-034`

Property Details

APN / Parcel Number

Primary APN	`14-25-276-034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,540 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,400 sqft
Basement Area	1,336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Slab
Deck Area	352 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2509 KEYSTONE RD
City	BLOOMINGTON
State	IL
Zip	61704-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SECOND ADD TO EAGLE RIDGE SUB LOT 60
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	60
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1002
Census Tract	506

Owner

2509 Keystone Rd is owned and occupied by two individuals who bought it in August 2026.

Source: McLean County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTON COMMUNITY BANK
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Document Number	202612125
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 19, 2026
Property Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	0000012125
Instrument Date	Jul 24, 2026
Instrument	202612125
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439

Mortgage

Document Number	0000012126,
Date	Aug 19, 2026
Instrument	202612126

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 22, 2022
Property Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	202200012908
Map Reference	DOC 87-11583
Instrument Date	Jul 15, 2022
Instrument	2022-00012908
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439

Mortgage

Document Number	202200012909
Date	Jul 22, 2022
Instrument	2022-00012909

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.77%
Index	Other
Margin	3
Max Rate	8.77%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007937
Date	May 6, 2020
Instrument	2020-00007937

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 1, 2019
Property Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	201900004521
Map Reference	DOC 87-11583
Instrument Date	Mar 22, 2019
Instrument	2019-00004521
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439

Mortgage

Document Number	201900004522
Date	Apr 1, 2019
Instrument	2019-00004522

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate	4.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2509 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Transaction Type	Mortgage
Record Updated	Dec 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00020461
Date	Nov 14, 2017
Instrument	2017-00020461

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28282

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 3, 2027

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,096 Land $28,536 Building $110,560	$417,288 Land $85,608 Building $331,680
2024	$10,179.00 (+7.6%)
2023	$9,460.00 (+10.57%)	$117,661 (+14.41%) Land $24,138 Building $93,523	$352,983 (+14.41%) Land $72,414 Building $280,569
2022	$8,556.00	$102,841 Land $21,098 Building $81,743	$308,523 Land $63,294 Building $245,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2509 Keystone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Keystone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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