2505 Keystone Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2505 Keystone Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1989
Lot Size	0.248 acres (10,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2022)
Tax Bill	$8,320 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-276-015`

Property Details

APN / Parcel Number

Primary APN	`14-25-276-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,252 sqft
Basement Area	154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Deck Area	216 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2505 KEYSTONE RD
City	BLOOMINGTON
State	IL
Zip	61704-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	EAGLE RIDGE SUB LOT 10
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1002
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 18, 2021	Intrafamily Transfer, Transfer
Feb 28, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202219844
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0000004848
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 9, 2022
Property Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	202200019844
Map Reference	DOC 1986-00019485
Instrument Date	Oct 20, 2022
Instrument	2022-00019844
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439

Mortgage

Document Number	202200019845
Date	Nov 9, 2022
Instrument	2022-00019845

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009683
Date	Apr 26, 2021
Instrument	2021-00009683

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 18, 2021
Property Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	202100003676
Map Reference	DOC 86-19485
Instrument Date	Jan 25, 2021
Instrument	2021-00003676
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 28, 2021
Property Address	2505 KEYSTONE RD, BLOOMINGTON, IL 61704-8439
Document Number	202100004848
Map Reference	DOC 86-19485
Instrument Date	Oct 14, 2020
Instrument	2021-00004848
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2505 KEYSTONE RD, 2505, BLOOMINGTON, IL 61704-8439

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,845 (+18.22%) Land $28,953 Building $85,892	$344,535 (+18.22%) Land $86,859 Building $257,676
2024	$8,320.00 (+7.74%)
2023	$7,722.00 (+10.76%)	$97,147 (+14.41%) Land $24,491 Building $72,656	$291,441 (+14.41%) Land $73,473 Building $217,968
2022	$6,972.00	$84,910 Land $21,406 Building $63,504	$254,730 Land $64,218 Building $190,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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