2509 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 2509 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,356 sqft · built 2000
Lot Size	1.87 acres (81,457 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (May 2019)
Tax Bill	$10,324 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-402-001`

Property Details

APN / Parcel Number

Primary APN	`04-12-402-001`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,356 sqft Living Area
Gross Area	3,829 sqft
1st Floor Area	3,356 sqft
Basement Area	1,573 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Attached
Garage Area	473 sqft
Deck Area	36 sqft

Location & Zoning

Street Address	2509 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0013001 LT 46 ENGLISH PRAIRIE UNIT 2 MEMO: DENNISON, BRANDEN D/ KATIE CHRISTINE
Legal Subdivision	ENGLISH PRAIRIE UNIT 2
Legal Block	402
Legal Lot Number	46
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1026
Census Tract	870106

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2509 FOX BLUFF LN, SPRING GROVE, IL 60081-8059
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 10, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 28, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Jun 2, 1997 · Amount on Record
Deed Document Number	201913001
Prior Transfer Date	May 23, 1997
Prior Transfer Doc	0097025165
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2509 FOX BLUFF LN, SPRING GROVE, IL 60081-8059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016199
Date	May 8, 2020
Instrument	2020R0016199

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 10, 2019
Property Address	2509 FOX BLUFF LN, SPRING GROVE, IL 60081-8059
Document Number	0000013001
Instrument Date	Apr 15, 2019
Instrument	13001
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 FOX BLUFF LN SPRING GROVE IL 600818059, SPRING GROVE, IL 60081-8059

Mortgage

Document Number	13002
Date	May 10, 2019
Instrument	13002

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 28, 2019
Property Address	2509 FOX BLUFF LN, SPRING GROVE, IL 60081-8059
Instrument Date	Jan 19, 2019
Instrument	2514
Transaction Type	Construction Loan
Record Updated	Feb 13, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2509 FOX BLUFF LN SPRING GROVE IL 600818059, SPRING GROVE, IL 60081-8059

Mortgage

Document Number	0000002514
Date	Jan 28, 2019
Instrument	2514

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2020

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,324.00	$150,202 (+7.92%) Land $19,733 Building $130,469	$450,606 (+7.92%) Land $59,199 Building $391,407
2022	Homeowner's exemption	$139,183 Land $16,243 Building $122,940	$417,549 Land $48,729 Building $368,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox Bluff Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures