2418 Fox Bluff Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 2418 Fox Bluff Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,457 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$208,500 (Nov 2016)
Deeds & Mortgages	Jan 2020 Loan Modification Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-401-003`

Property Details

APN / Parcel Number

Primary APN	`04-12-401-003`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	3,679 sqft

Exterior

Year Built	Built 2000
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	2418 FOX BLUFF LN
City	SPRING GROVE
State	IL
Zip	60081-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R042651 LT 49 ENGLISH PRAIRIE UNIT 2
Legal Range	08E
Legal Township	46N
Legal Section	12
Legal Subdivision	ENGLISH PRAIRIE 02
Legal Block	401
Legal Lot Number	49
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2418 FOX BLUFF LN, SPRING GROVE, IL 60081-8054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Nov 19, 2015
Deed Document Number	2016R0042651
Record Updated	Jun 7, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	2418 FOX BLUFF LN, SPRING GROVE, IL 60081-8054
Document Number	0000006886
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 FOX BLUFF LN SPRING GROVE IL 600818054, SPRING GROVE, IL 60081-8054

Mortgage

Document Number	0000006886
Date	Feb 26, 2020
Instrument	6886

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2418 FOX BLUFF LN, SPRING GROVE, IL 60081-8054
Document Number	0000004766
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 W WASHINGTON ST #1500 CHICAGO IL 606021607, 1500, CHICAGO, IL 60602-1607

Mortgage

Document Number	0000004766
Date	Feb 7, 2020
Instrument	4766

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$101,166 Land $19,612 Building $81,554	$303,498 Land $58,836 Building $244,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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