2509 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 2509 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.079 acres (3,440 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Sep 2021)
Tax Bill	$17,645 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-173-16`

Property Details

APN / Parcel Number

Primary APN	`70-173-16`
Alternative APN	`070-0173-016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	268 sqft
Basement Area	268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	3,440 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2509 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00016 BLK: AR: 0070 PAGE: 0173
Legal Subdivision	CHESTER
Legal Block	3
Legal Lot Number	1,2&5
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3005
Census Tract	428100

Owner

2509 Encinal Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage TESSA GRAGG
Sep 24, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	May 9, 2013 · Amount on File
Deed Document Number	2021320780
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002539
Date	Jan 4, 2018
Instrument	2018002539

Lender

Name	FREMONT BANK
Type	Non-Lending Institution
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625

Mortgage

Document Number	0000315826
Date	Nov 18, 2020
Instrument	2020315826

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625

Mortgage

Document Number	0000200961
Date	May 28, 2021
Instrument	2021200961

Lender

Name	TESSA GRAGG
Type	Private Party
Address	1320 SOLANO AVE STE 201, ALBANY, CA 94706

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 24, 2021
Property Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625
Document Number	0000320780
Instrument Date	Sep 20, 2021
Instrument	2021320780
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,047.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2509 ENCINAL AVE, ALAMEDA, CA 94501-4625

Mortgage

Document Number	0000320781
Date	Sep 24, 2021
Instrument	2021320781

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Encinal Ave was $17,645 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,135,000 (-12.69%) Land $342,600 Building $799,400
2025	$17,645.00 Homeowner's exemption	$1,299,970 Land $389,991 Building $909,979
2023	$16,558.00 Homeowner's exemption	$1,249,500 Land $374,850 Building $874,650	$1,135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Encinal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2509 Encinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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