2445 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 2445 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,713 sqft · built 1918
Lot Size	0.145 acres (6,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,825,000 (Jun 2025)
Tax Bill	$26,934 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-186-19`

Property Details

APN / Parcel Number

Primary APN	`70-186-19`
Alternative APN	`070-0186-019-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,713 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,320 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2445 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: AR: 0070 PAGE: 0186
Legal Subdivision	ALAMEDA PARK HOMESTEAD
Legal Block	38&39
Legal Lot Number	A&B
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3002
Census Tract	428100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC
Oct 12, 2022	Grant Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	202579119
Prior Transfer Date	Sep 25, 1995
Prior Transfer Doc	0000237828
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270

Mortgage

Document Number	0000009238
Date	Jan 26, 2026
Instrument	2026009238

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company
Address	12700 FAIR LAKES CIR STE 400, FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 12, 2022
Property Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270
Document Number	0000170431
Map Reference	MB 17 PG 32
Instrument Date	Sep 30, 2022
Instrument	2022170431
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,021.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270

Mortgage

Document Number	0000170432
Date	Oct 12, 2022
Instrument	2022170432

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 ENCINAL AVE, ALAMEDA, CA 94501-5270

Mortgage

Document Number	0000293592
Date	Nov 2, 2020
Instrument	2020293592

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,854,500 (-6.68%) Land $558,450 Building $1,303,050
2025	$26,934.00 (+14.71%) Homeowner's exemption	$1,987,163 (+13.1%) Land $596,149 Building $1,391,014
2023	$23,480.00 Homeowner's exemption	$1,757,000 Land $527,100 Building $1,229,900	$1,682,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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