2508 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2508 Hwy 98 E, Carrabelle, FL 32322 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2024)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone VE (high risk)
APN	`12-07S-04W-3140-000A-0007`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-3140-000A-0007`
Alternative APN	`04W07S123140000A0007`

Exterior

Lot Area	13,896 sqft (0.319 acres)
Lot Dimensions	232 ft deep x 60 ft wide
View / Lot	Bay Front
Boat Access	Boat Access

Location & Zoning

Street Address	2508 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8023
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BLOCK A LOT 7 UNIT 1 GULF WYNN SUBD OR 180/50 OR 300/157 654/215 672/691 693/263 959/234 1226/22 1270/27 1289/680 1360/507 1388/6
Legal Range	04W
Legal Township	07S
Legal Section	12
Legal Subdivision	GULF WYNN SUBD
Legal Block	A
Legal Lot Number	7
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1005
Census Tract	970102

Owner

Source: Franklin County records · APN 12-07S-04W-3140-000A-0007

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 DUNROBIN LN, WATERTOWN, CT 06795-1711
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed, Transfer · Commercial Mortgage FARM CREDIT OF NORTHWEST FLORIDA AC
Apr 04, 2023	Warranty Deed, Transfer · Line of Credit MIDSOUTH BANK
Feb 11, 2021	Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK
Jul 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 17, 2018	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Apr 04, 2023 · Amount on Record
Deed Document Number	20241471
Deed Book / Page	1388 / 6
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	0019001623
Record Updated	Jun 08, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 26, 2024
Property Address	2508 HIGHWAY 98 E, CARRABELLE, FL 32322-8023
Document Number	0019001471
Book / Page	1388 / 6
Map Reference	MB 4 PG 6A
Instrument Date	Mar 25, 2024
Instrument	202419001471
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNROBIN LN, WATERTOWN, CT 06795-1711

Mortgage

Document Number	0000000008
Date	Mar 26, 2024
Instrument	1388/8

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	133 Months
Due	Apr 01, 2035

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 04, 2023
Property Address	2508 HIGHWAY 98 E, CARRABELLE, FL 32322-8023
Document Number	0019001623
Book / Page	1360 / 507
Map Reference	MB 4 PG 6A
Instrument Date	Mar 31, 2023
Instrument	202319001623
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$772.10
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13480 PAT THOMAS PKWY, QUINCY, FL 32351-0226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13480 PAT THOMAS PKWY, QUINCY, FL 32351-0226

Mortgage

Document Number	0000000509
Date	Apr 04, 2023
Instrument	1360/509

Lender

Name	MIDSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 11, 2021
Property Address	2508 HIGHWAY 98 E, CARRABELLE, FL 32322-8023
Document Number	0019000778
Book / Page	1289 / 680
Map Reference	MB 4 PG 6A
Instrument Date	Jan 29, 2021
Instrument	202119000778
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 892, CARRABELLE, FL 32322-0892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 BUCK LAKE RD, TALLAHASSEE, FL 32317-9542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000681
Date	Feb 11, 2021
Instrument	1289/681

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 13, 2020
Property Address	2508 HIGHWAY 98 E, CARRABELLE, FL 32322-8023
Document Number	0019002993
Book / Page	001270 / 000027
Instrument Date	Jul 13, 2020
Instrument	19002993
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 892 CARRABELLE FL 323220892, CARRABELLE, FL 32322-0892

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 17, 2018
Property Address	2508 HIGHWAY 98 E, CARRABELLE, FL 32322-8023
Document Number	0019004117
Book / Page	001226 / 000022
Instrument Date	Aug 15, 2018
Instrument	19004117
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 838 CARRABELLE FL 323220838, CARRABELLE, FL 32322-0838

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-1.14%)	$140,000 (-) Land $140,000	$140,000 (-) Land $140,000
2024	$1,321.00 (+22.09%)	$140,000 (+27.27%) Land $140,000	$140,000 (+27.27%) Land $140,000
2023	$1,082.00 (-2.52%)	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2022	$1,110.00	$110,000 Land $110,000	$110,000 Land $110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018, other causes, Hurricane Michael
Claims By Storm	Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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