Franklin County property record for 2498 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,074 sqft · built 2005 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,000 (Feb 2022) |
| Tax Bill | $5,011 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 12-07S-04W-3140-000A-0012 |
| Primary APN | 12-07S-04W-3140-000A-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 2,266 sqft |
| 1st Floor Area | 2,074 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 232 ft deep x 60 ft wide |
| View / Lot | Beach |
| Porch | Finished Screened Porch |
| Porch Area | 384 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2498 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK A LOT 12 UNIT 1 GULF WYNN SUBD OR/182/580 612/632 741/618 783/152 952/227 1325/585 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | GULF WYNN SUBD |
| Legal Block | A |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 553 E IVAN RD, CRAWFORDVILLE, FL 32327-1287 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP |
| Feb 4, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2022 · Amount on Record |
| Deed Sale | Feb 4, 2022 · Amount on Record |
| Prior Sale | Jun 13, 2003 · Amount on Record |
| Deed Document Number | 2022712 |
| Deed Book / Page | 1325 / 585 |
| Prior Transfer Date | Nov 5, 2007 |
| Prior Transfer Doc | 0019006876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 2498 HIGHWAY 98 E, CARRABELLE, FL 32322-2217 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 553 EIVAN RD, CRAWFORDVILLE, FL 32327 |
| Document Number | 0019000009 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 1435/171 |
| Instrument | 202619000009 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 4, 2022 |
| Property Address | 2498 HIGHWAY 98 E, CARRABELLE, FL 32322-2217 |
| Document Number | 0019000712 |
| Book / Page | 1325 / 585 |
| Map Reference | MB 4 PG 6 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 202219000712 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6159 LEIGH READ RD, TALLAHASSEE, FL 32309-8980 |
| Name | Verified Name |
|---|---|
| Address | 553 E IVAN RD, CRAWFORDVILLE, FL 32327-1287 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,011.00 (+1.27%) | $535,925 (-0.92%) Land $140,000 Building $395,925 | $535,925 (-0.92%) Land $140,000 Building $395,925 |
| 2024 | $4,948.00 (+8.6%) | $540,906 (+16.97%) Land $140,000 Building $400,906 | $540,906 (+16.97%) Land $140,000 Building $400,906 |
| 2023 | $4,556.00 (+10.21%) | $462,420 (+5.17%) Land $110,000 Building $352,420 | $462,420 (+5.17%) Land $110,000 Building $352,420 |
| 2022 | $4,134.00 | $439,680 Land $110,000 Building $329,680 | $439,680 Land $110,000 Building $329,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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