2506 Ridgetop Rd, Ames, IA 50014 Property Records

Story County property record for 2506 Ridgetop Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,797 sqft · built 1989
Lot Size	0.236 acres (10,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Nov 2024)
Tax Bill	$7,072 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-33-115-100`

Property Details

APN / Parcel Number

Primary APN	`05-33-115-100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	1,414 sqft
Finished Basement	591 sqft
Unfinished Basement	823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,290 sqft (0.236 acres)
Lot Dimensions	105 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2506 RIDGETOP RD
City	AMES
State	IA
Zip	50014-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NORTHRIDGE PARKWAY SD 1ST ADD LOT:11 AMES
Legal Range	24W
Legal Township	84N
Legal Section	33
Legal Subdivision	NORTHRIDGE PARKWAY SD 1ST ADD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2004
Census Tract	105

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit VISION BANK OF IOWA
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit VISION BANK OF IOWA
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20248614
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202115867
Date	Dec 22, 2021
Instrument	2021-15867

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301529
Date	Mar 17, 2023
Instrument	2023-01529

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2028

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301529
Date	Mar 17, 2023
Instrument	2023-01529

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2028

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 22, 2021
Property Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Document Number	0202113500
Instrument Date	Oct 16, 2021
Instrument	2021-13500
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2506 RIDGETOP RD, AMES, IA 50014-4563
Investor	Possibly a Property Investor

Mortgage

Document Number	0202113501
Date	Oct 22, 2021
Instrument	2021-13501

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,072.00 (+7.09%)	$525,100 (+16.51%) Land $82,300 Building $442,800	$525,100 (+16.51%) Land $82,300 Building $442,800
2024	$6,604.00 (+12.01%)
2023		$450,700 Land $87,600 Building $363,100	$450,700 Land $87,600 Building $363,100
2022	$5,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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