2503 Ridgetop Rd, Ames, IA 50014 Property Records

Story County property record for 2503 Ridgetop Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,469 sqft · built 1991
Lot Size	0.369 acres (16,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2006)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33-110-130`

Property Details

APN / Parcel Number

Primary APN	`05-33-110-130`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,327 sqft
Unfinished Basement	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,058 sqft (0.369 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	26 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2503 RIDGETOP RD
City	AMES
State	IA
Zip	50014-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NORTHRIDGE PARKWAY SD 1ST ADD LOT:29 AMES
Legal Range	24W
Legal Township	84N
Legal Section	33
Legal Subdivision	NORTHRIDGE PARKWAY SD 1ST ADD
Legal Lot Number	29
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	105

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2503 RIDGETOP RD, AMES, IA 50014-4564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2006 · Amount on Record
Deed Sale	Apr 14, 2006 · Amount on Record
Deed Document Number	20064187
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2503 RIDGETOP RD, AMES, IA 50014-4564
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006103
Date	Jun 9, 2020
Instrument	2020-06103

Lender

Name	FIRST NATIONAL BANK AMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2503 RIDGETOP RD, AMES, IA 50014-4564
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114069
Date	Nov 4, 2021
Instrument	2021-14069

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00 (-1.2%) Homeowner's exemption	$429,000 (+4.28%) Land $102,800 Building $326,200	$429,000 (+4.28%) Land $102,800 Building $326,200
2024	$5,820.00 (+4.6%)
2023		$411,400 Land $84,900 Building $326,500	$411,400 Land $84,900 Building $326,500
2022	$5,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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