2506 1/2 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2506 1/2 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$46,000 (Nov 2020)
Tax Bill	$1,245 (2024)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-10-382-016`

Property Details

APN / Parcel Number

Primary APN	`30-21-10-382-016`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	2506 1/2 E MAIN ST
City	URBANA
State	IL
Zip	61802-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09E
Legal Township	19N
Legal Section	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2040
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2506 1/2 E MAIN ST, URBANA, IL 61802-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Nov 20, 2020	Affidavit of Death, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202024395
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2506 E MAIN ST, URBANA, IL 61802-2239
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 E MAIN ST 5, 5, URBANA, IL 61802-2239

Mortgage

Document Number	0000009126
Date	May 20, 2022
Instrument	2022R09126

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2020
Property Address	2506 E MAIN ST, URBANA, IL 61802-2239
Document Number	0000024395
Instrument Date	Oct 30, 2020
Instrument	2020R24395
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 1 2 E MAIN STREET, URBANA, IL 61802

Mortgage

Document Number	0000024396
Date	Nov 20, 2020
Instrument	2020R24396

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2020
Property Address	2506 E MAIN ST, URBANA, IL 61802-2239
Document Number	0000024394
Instrument Date	Oct 30, 2020
Instrument	24394
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 E MAIN ST URBANA IL 618022239, URBANA, IL 61802-2239

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,670 (+8.11%) Land $6,220 Building $16,450	$68,010 (+8.11%) Land $18,660 Building $49,350
2024	$1,245.00 (+4.62%)	$20,970 (+15.86%) Land $5,750 Building $15,220	$62,910 (+15.86%) Land $17,250 Building $45,660
2023	$1,190.00 (+11.53%)
2022	$1,067.00 Homeowner's exemption	$18,100 Land $4,960 Building $13,140	$54,300 Land $14,880 Building $39,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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