2408 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2408 E Main St, Urbana, IL 61802

Property Summary

Property Type	Commercial
Details	780 sqft · built 1932
Lot Size	1.51 acres (65,776 sqft)
Owner	Company Name on Record
Last Sale	$169,000 (Mar 2018)
Tax Bill	$8,627 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-382-013`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-382-013`

Interior

Units	32 Units
Stories	1 Story
Building Area	780 sqft Building Perimeter
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Stucco
Roof Material	Other
Lot Area	65,776 sqft (1.51 acres)
Lot Dimensions	117 ft deep x 280 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2408 E MAIN ST
City	URBANA
State	IL
Zip	61802-2240
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	09E
Legal Township	19N
Legal Section	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2043
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21368 ESPEY CT # 1, 1, CROFTON, MD 21114
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Apr 8, 2021	Quit Claim Deed, Transfer MGR TITLE SERVICES
Apr 8, 2021	Special Warranty Deed, Transfer MGR TITLE SERVICES
Mar 16, 2018	Grant Deed, Transfer · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	20183903
Prior Transfer Date	Jun 20, 2004
Prior Transfer Doc	0000025031
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2408 E MAIN ST, URBANA, IL 61802-2240
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	C O HORIZON LAND CO LLC 2151 PRIEST BRIDGE DRIVE #7 7, 7, CROFTON, MD 21114

Mortgage

Document Number	0000019452
Date	Dec 17, 2025
Instrument	2025R19452

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	NEW YORK, NY 10017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 9, 2028

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 8, 2021
Property Address	2408 E MAIN ST, URBANA, IL 61802-2240
Document Number	0000008146
Instrument Date	Mar 24, 2021
Instrument	2021R08146
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MGR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 S QUEBEC ST # ST220A, 5600, GREENWOOD VILLAGE, CO 80111-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 S QUEBEC ST STE 220A, 220A, GREENWOOD VILLAGE, CO 80111-2216

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 8, 2021
Property Address	2408 E MAIN ST, URBANA, IL 61802-2240
Document Number	0000008145
Instrument Date	Mar 11, 2021
Instrument	2021R08145
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MGR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 S QUEBEC ST # ST220A, 5600, GREENWOOD VILLAGE, CO 80111-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 ESPEY CT STE 1, 1, CROFTON, MD 21114-2495

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 16, 2018
Property Address	2408 E MAIN ST, URBANA, IL 61802-2240
Document Number	0000003903
Instrument Date	Feb 22, 2018
Instrument	3903
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5600 S QUEBEC ST #220A GREENWOOD VILLAGE CO 801112216, 220A, GREENWOOD VILLAGE, CO 80111-2216
Investor	Possibly a Property Investor

Mortgage

Document Number	3904
Date	Mar 16, 2018
Instrument	3904

Lender

Name	KEYBANK USA
Type	Bank
Address	127 PUBLIC SQ # 8TH, CLEVELAND, OH 44114-1217

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,420 (+5.8%) Land $36,790 Building $51,630	$265,260 (+5.8%) Land $110,370 Building $154,890
2024	$8,627.00 (+6.27%)	$83,570 (+19.03%) Land $34,770 Building $48,800	$250,710 (+19.03%) Land $104,310 Building $146,400
2023	$8,118.00 (+6.72%)
2022	$7,607.00	$70,210 Land $29,210 Building $41,000	$210,630 Land $87,630 Building $123,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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