Collin County property record for 2505 Reading Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,191 sqft · built 2021 |
| Lot Size | 0.199 acres (8,681 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $15,489 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11572-00X-0530-1 |
| Primary APN | R-11572-00X-0530-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,191 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 8,681 sqft (0.199 acres) |
| Account Number | 2780796 |
|---|---|
| Street Address | 2505 READING DR |
| City | MCKINNEY |
| State | TX |
| Zip | 75071-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUBURN HILLS PHASE 3B (CMC), BLK X, LOT 53 |
| Legal Subdivision | AUBURN HILLS PHASE 3B (CMC) |
| Legal Phase | 3B |
| Legal Block | X |
| Legal Lot Number | 53 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 30301 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Dec 19, 2022 | Warranty Deed, Transfer |
| Jun 30, 2020 | Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE |
| Aug 8, 2019 | Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 |
| Deed Sale | Dec 19, 2022 |
| Deed Document Number | 20221219000178258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Document Number | 2023000089908 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023000089908 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 19, 2022 |
| Property Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Document Number | 0000178258 |
| Map Reference | VOL 2018 PG 421 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 20221219000178258 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7676 WOODWAY DR STE 104, 104, HOUSTON, TX 77063-1521 |
| Name | Verified Name |
|---|---|
| Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Document Number | 0001090940 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 7676 WOODWAY DR #104 HOUSTON TX 770631521, 104, HOUSTON, TX 77063-1521 |
| Investor | Possibly a Property Investor |
| Document Number | 0001090940 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 1090940 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 13, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 8, 2019 |
| Property Address | 2505 READING DR, MCKINNEY, TX 75071-1542 |
| Instrument Date | Jun 30, 2019 |
| Instrument | 953710 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 7676 WOODWAY DR #104 HOUSTON TX 770631521, 104, HOUSTON, TX 77063-1521 |
| Investor | Possibly a Property Investor |
| Document Number | 0000953710 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 953710 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | 500 W 5TH ST # 100, AUSTIN, TX 78701-3835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 7, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853,430 (+0.83%) Land $175,000 Building $678,430 | $853,430 (+0.83%) Land $175,000 Building $678,430 | |
| 2024 | $15,489.00 (+301.48%) | ||
| 2023 | $846,371 Land $200,000 Building $646,371 | $846,371 Land $200,000 Building $646,371 | |
| 2022 | $3,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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