2505 E Pepper Ridge Cir, Phoenix, AZ 85032 Property Records

Maricopa County property record for 2505 E Pepper Ridge Cir, Phoenix, AZ 85032

Property Summary

Property Type	Condominium
Details	3 ba · 1,191 sqft · built 1985
Lot Size	0.086 acres (3,768 sqft)
Owner	Trust Name on File
Last Sale	$85,000 (Oct 1998)
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-06-492`

Property Details

APN / Parcel Number

Primary APN	`214-06-492`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	3,768 sqft (0.086 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2505 E PEPPER RIDGE CIR
City	PHOENIX
State	AZ
Zip	85032-1080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-L
Legal Description	PEPPER RIDGE TOWNHOMES UNIT 1 MCR 260-42
Legal Range	03E
Legal Township	04N
Legal Section	35
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	PEPPER RIDGE TOWNHOMES UNIT 1
Legal Lot Number	38
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1005
Census Tract	619500

Owner

2505 E Pepper Ridge Cir, a condominium, is owner-occupied and held in a trust since October 2017.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 18, 2017	Quit Claim Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES
Oct 18, 2017	Quit Claim Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 1998 · Amount on File
Deed Sale	Oct 16, 1998 · Amount on File
Prior Sale	Oct 18, 2017
Deed Document Number	0000927621
Deed Book / Page	214
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080

Mortgage

Document Number	0000362786
Date	Mar 31, 2021
Instrument	20210362786

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080

Mortgage

Document Number	0000343785
Date	Mar 29, 2021
Instrument	20210343785

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 18, 2017
Property Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000772005
Instrument Date	Oct 13, 2017
Instrument	772005
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E PEPPER RIDGE CIR PHOENIX AZ 850321080, PHOENIX, AZ 85032-1080

Mortgage

Document Number	772006
Date	Oct 18, 2017
Instrument	772006

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 18, 2017
Property Address	2505 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000772007
Instrument Date	Oct 13, 2017
Instrument	772007
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E PEPPER RIDGE CIR PHOENIX AZ 850321080, PHOENIX, AZ 85032-1080

Tax Assessment & Valuation

The 2025 property tax bill for 2505 E Pepper Ridge Cir was $1,001.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,330	$283,300 Land $56,600 Building $226,700
2025	$1,001.00
2024		$28,700	$287,000 Land $57,400 Building $229,600
2023	$953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2505 E Pepper Ridge Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2505 E Pepper Ridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,050 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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