2501 E Pepper Ridge Cir, Phoenix, AZ 85032 Property Records

Maricopa County property record for 2501 E Pepper Ridge Cir, Phoenix, AZ 85032

Property Summary

Property Type	Townhouse
Details	2 ba · 1,246 sqft · built 1985
Lot Size	0.15 acres (6,544 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2025)
Tax Bill	$978 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`214-06-490`

Property Details

APN / Parcel Number

Primary APN	`214-06-490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,544 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2501 E PEPPER RIDGE CIR
City	PHOENIX
State	AZ
Zip	85032-1080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M-L
Legal Description	PEPPER RIDGE TOWNHOMES UNIT 1 MCR 260-42
Legal Range	03E
Legal Township	04N
Legal Section	35
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	PEPPER RIDGE TOWNHOMES UNIT 1
Legal Lot Number	36
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1005
Census Tract	619500

Owner

2501 E Pepper Ridge Cir, a townhouse, is owned and occupied by an individual who bought it in April 2025.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE AND INVESTMENT CORP
May 5, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 9, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LN SVCS
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	20250214604
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2025
Property Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000214604
Map Reference	MB 260 PG 42
Instrument Date	Apr 7, 2025
Instrument	20250214604
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7727 TACOMA DR, FORT WORTH, TX 76108-3242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080

Mortgage

Document Number	0000214605
Date	Apr 17, 2025
Instrument	20250214605

Lender

Name	LEGACY MORTGAGE AND INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 5, 2021
Property Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000504343
Map Reference	MB 260 PG 42
Instrument Date	Apr 20, 2021
Instrument	20210504343
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 E PEPPER RIDGE CIR, 2501, PHOENIX, AZ 85032-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080

Mortgage

Document Number	0000504344
Date	May 5, 2021
Instrument	20210504344

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000614722
Date	Jul 10, 2020
Instrument	20200614722

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000921150
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 E PEPPER RIDGE CIR PHOENIX AZ 850321080, PHOENIX, AZ 85032-1080

Mortgage

Document Number	0000921150
Date	Nov 15, 2019
Instrument	921150

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 16, 2017
Property Address	2501 E PEPPER RIDGE CIR, PHOENIX, AZ 85032-1080
Document Number	0000440978
Instrument Date	May 24, 2017
Instrument	440978
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 E PEPPER RIDGE CIR PHOENIX AZ 850321080, PHOENIX, AZ 85032-1080

Mortgage

Document Number	440979
Date	Jun 16, 2017
Instrument	440979

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2501 E Pepper Ridge Cir was $978.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,660	$286,600 Land $57,300 Building $229,300
2025	$978.00
2024		$29,220	$292,200 Land $58,400 Building $233,800
2023	$932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2501 E Pepper Ridge Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2501 E Pepper Ridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,050 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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