2505 E 5th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2505 E 5th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1971
Lot Size	0.47 acres (20,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,126 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-431-008.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-431-008.000-023`
Alternative APN	`01611144474`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 1971
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	20,500 sqft (0.47 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611144474
Street Address	2505 E 5TH ST
City	MISHAWAKA
State	IN
Zip	46544-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 133 & W 1/2 OF 134 BROOKSIDE 2ND & PT VAC STS ADJ
Legal Subdivision	BROOKSIDE ADD 02
Legal Lot Number	133
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2034
Census Tract	10400

Owner

Source: St. Joseph County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2505 E 5TH ST, MISHAWAKA, IN 46544-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 3, 2019
Deed Sale	May 3, 2019
Prior Sale	May 20, 2010 · Amount on Record
Deed Document Number	0001909622
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2505 E 5TH ST, MISHAWAKA, IN 46544-3419
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001730088
Date	Nov 1, 2017
Instrument	1730088

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2505 E 5TH ST, MISHAWAKA, IN 46544-3419
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002005425
Date	Feb 27, 2020
Instrument	2005425

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 3, 2019
Property Address	2505 E 5TH ST, MISHAWAKA, IN 46544-3419
Document Number	0001909622
Map Reference	PB 12 PG 156
Instrument Date	Apr 26, 2019
Instrument	1909622
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E 5TH ST, MISHAWAKA, IN 46544-3419

Mortgage

Document Number	0001909623
Date	May 3, 2019
Instrument	1909623

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,800 (+24.35%) Land $73,100 Building $155,700	$228,800 (+24.35%) Land $73,100 Building $155,700
2024	$2,126.00 (-7.08%)
2023	$2,288.00 (+1.02%)	$184,000 (-0.43%) Land $73,100 Building $110,900	$184,000 (-0.43%) Land $73,100 Building $110,900
2022	$2,265.00 Homeowner's exemption	$184,800 Land $73,100 Building $111,700	$184,800 Land $73,100 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Fourway Computer Products.

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