2408 E 5th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2408 E 5th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,272 sqft · built 1988
Lot Size	0.393 acres (17,125 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,478 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-428-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-428-001.000-023`
Alternative APN	`01611164620`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,272 sqft Living Area
Gross Area	6,208 sqft
1st Floor Area	4,912 sqft
Basement Area	1,640 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,125 sqft (0.393 acres)
Lot Dimensions	137 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	2,598 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	380 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2408 E 5TH ST
City	MISHAWAKA
State	IN
Zip	46544-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 101 & 102 BROOKSIDE 2ND ADD & PT VAC ALLEY & ST ADJ
Legal Subdivision	BROOKSIDE 2ND ADD
Legal Lot Number	100
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2027
Census Tract	10400

Owner

2408 E 5th St is owner-occupied and held in a trust since August 2024.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2408 E 5TH ST, MISHAWAKA, IN 46544-3422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2024
Transfer Doc	0000020653
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2408 E 5TH ST, MISHAWAKA, IN 46544-3422
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002405996
Date	Mar 20, 2024
Instrument	2405996

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2034

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2408 E 5TH ST, MISHAWAKA, IN 46544-3422
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002406057
Date	Mar 20, 2024
Instrument	2406057

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2039

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2408 E 5TH ST, MISHAWAKA, IN 46544-3422
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1801291
Date	Jan 16, 2018
Instrument	1801291

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,700 Land $80,100 Building $416,600	$496,700 Land $80,100 Building $416,600
2024	$4,478.00 (-2.69%)
2023	$4,602.00 (+12.05%)	$384,400 (+10.97%) Land $80,100 Building $304,300	$384,400 (+10.97%) Land $80,100 Building $304,300
2022	$4,107.00 Homeowner's exemption	$346,400 Land $80,100 Building $266,300	$346,400 Land $80,100 Building $266,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2408 E 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2408 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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