Stearns County property record for 2505 Clearwater Rd, Saint Cloud, MN 56301
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 36,560 sqft · built 1982 |
| Lot Size | 5.55 acres (241,758 sqft) |
| Owner | Company Name on File |
| Tax Bill | $101,390 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44149-0173 |
| Primary APN | 82-44149-0173 |
|---|
| Units | 16 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 36,560 sqft Living Area |
| 1st Floor Area | 7,312 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 241,758 sqft (5.55 acres) |
| Garage Area | 16,940 sqft |
| Parking Spaces | 54 Parking Spaces |
| Total Buildings | 5 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 2505 CLEARWATER RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5982 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | R5 |
| Legal Description | 5.55AC COMM AT INT OF CL OF CLEARWATER RD & N LN OF S2SE4 - S07D E 155.65' TO POB - S82D W 656.60' TO E'LY ROW OF RR - N9D W |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 23 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 304 |
2505 Clearwater Rd, a residential property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2380 TROOP DR, 204, SARTELL, MN 56377-4637 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 16, 2026 |
| Property Address | 2505 CLEARWATER RD, SAINT CLOUD, MN 56301-5982 |
| Document Number | 0001711486 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 20261711486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0001711486, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20261711486 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 82 Months |
| Due | Feb 18, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 2505 Clearwater Rd was $101,390.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,390.00 | $5,526,000 (-) Land $560,000 Building $4,966,000 | $5,526,000 (-) Land $560,000 Building $4,966,000 |
| 2025 | $5,526,000 Land $560,000 Building $4,966,000 | $5,526,000 Land $560,000 Building $4,966,000 | |
| 2023 | $86,852.00 | $5,526,000 Land $560,000 Building $4,966,000 | $5,526,000 Land $560,000 Building $4,966,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2505 Clearwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2505 Clearwater Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Intrepid Fiber Networks, Verizon.
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