Stearns County property record for 2406 Clearwater Rd, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1940 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2019) |
| Tax Bill | $1,898 (2026) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44149-0101 |
| Primary APN | 82-44149-0101 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 2406 CLEARWATER RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .43 A OF SE4SE4: BEG AT A PT S09D E 61.21' OF A PT 819.47' W OF NE CORNER OF SE4SE4 - S09D E 101.50' - S83D W 195.08' TO E |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 23 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 304 |
2406 Clearwater Rd is owned and occupied by an individual who bought it in September 2019.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2406 CLEARWATER RD, SAINT CLOUD, MN 56301-5906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Jun 26, 2015 · Amount on File |
| Deed Document Number | 20191551971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 6, 2019 |
| Property Address | 2406 CLEARWATER RD, SAINT CLOUD, MN 56301-5906 |
| Document Number | 00A1551971 |
| Instrument Date | Aug 30, 2019 |
| Instrument | A1551971 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2406 CLEARWATER RD, SAINT CLOUD, MN 56301-5906 |
The 2026 property tax bill for 2406 Clearwater Rd was $1,898 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,898.00 | ||
| 2025 | $157,300 Land $40,000 Building $117,300 | $157,300 Land $40,000 Building $117,300 | |
| 2023 | $1,562.00 | $151,700 Land $40,000 Building $111,700 | $151,700 Land $40,000 Building $111,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2406 Clearwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2406 Clearwater Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Intrepid Fiber Networks, Verizon.
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