25032 Oak Dr, Damascus, MD 20872 Property Records

Montgomery County property record for 25032 Oak Dr, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,466 sqft · built 2023
Lot Size	0.474 acres (20,661 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (May 2022)
Tax Bill	$9,016 (2025)
Deeds & Mortgages	May 2022 Sale & Construction Loan May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-03817486`

Property Details

APN / Parcel Number

Primary APN	`12-03817486`
Alternative APN	`03817486`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,466 sqft Living Area
Gross Area	3,865 sqft
1st Floor Area	1,448 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,661 sqft (0.474 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03817486
Street Address	25032 OAK DR
City	DAMASCUS
State	MD
Zip	20872-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SPRING GARDEN ESTATE
Legal Subdivision	SPRING GARDEN ESTATES
Legal Block	A
Legal Lot Number	86
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	2
Census Block	2000
Census Tract	700209

Owner

25032 Oak Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25032 OAK DR, DAMASCUS, MD 20872-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed, Construction Loan · Construction Mortgage WESBANCO BANK INC
May 6, 2021	Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Book / Page	65737 / 123
Record Updated	Sep 20, 2026

May 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 11, 2022
Property Address	25032 OAK DR, DAMASCUS, MD 20872-1802
Document Number	0657370123
Book / Page	65737 / 123
Map Reference	PL 25429
Instrument Date	Apr 25, 2022
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25032 OAK DR, DAMASCUS, MD 20872-1802

Mortgage

Document Number	0065737128
Date	May 11, 2022
Instrument	65737/128

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2037
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 6, 2021
Property Address	25032 OAK DR, DAMASCUS, MD 20872-1802
Document Number	0629070205
Book / Page	62907 / 205
Map Reference	PL 25429
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	322 CROWN PARK AVE, GAITHERSBURG, MD 20878-4660

Tax Assessment & Valuation

The 2025 property tax bill for 25032 Oak Dr was $9,016.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,933 (+3.07%)	$710,500 (-) Land $208,600 Building $501,900
2025	$9,016.00	$669,367	$710,500 Land $208,600 Building $501,900
2023		$163,100	$181,300 Land $181,300
2022	$1,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25032 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25032 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

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