25028 Oak Dr, Damascus, MD 20872 Property Records

Montgomery County property record for 25028 Oak Dr, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,908 sqft · built 2022
Lot Size	0.468 acres (20,378 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Feb 2023)
Tax Bill	$10,081 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03817475`

Property Details

APN / Parcel Number

Primary APN	`12-03817475`
Alternative APN	`03817475`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,908 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,830 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,378 sqft (0.468 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03817475
Street Address	25028 OAK DR
City	DAMASCUS
State	MD
Zip	20872-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SPRING GARDEN ESTATE
Legal Subdivision	SPRING GARDEN ESTATES
Legal Block	A
Legal Lot Number	85
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	2
Census Block	2000
Census Tract	700209

Owner

25028 Oak Dr is owned by two individuals who bought it in February 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25524 JARL DR, GAITHERSBURG, MD 20882-3418
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Book / Page	66731 / 479
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 12, 2021
Property Address	25028 OAK DR, DAMASCUS, MD 20872-1802
Document Number	0624930302
Book / Page	62493 / 302
Map Reference	PL 25429
Instrument Date	Mar 17, 2021
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9166 DAMASCUS RD, DAMASCUS, MD 20872-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25524 JARL DR, GAITHERSBURG, MD 20882-3418

Mortgage

Document Number	0062493307
Date	Apr 12, 2021
Instrument	62493/307

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 25028 Oak Dr was $10,081, down 3.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,633 (+3.37%)	$799,900 (-) Land $208,300 Building $591,600
2025	$10,081.00 (-3.12%)	$749,367	$799,900 Land $208,300 Building $591,600
2024	$10,406.00
2023		$647,433	$724,100 Land $198,300 Building $525,800
2022	$1,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25028 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25028 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250