2503 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2503 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2025)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-036-00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-036-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	646 sqft
1st Floor Area	384 sqft
Upper Floors Area	192 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	127 ft deep x 25 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2503 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37 J E COOK
Legal Subdivision	JOSEPH E COOK ADD
Legal Block	2
Legal Lot Number	37
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2017
Census Tract	400

Owner

2503 Harbor Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2503 HARBOR AVE, ASHTABULA, OH 44004-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 24, 2021	Warranty Deed, Transfer FRANKLIN BLAIR TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Feb 24, 2021 · Amount on File
Deed Document Number	202510420
Deed Book / Page	856 / 1604
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 27, 2025
Property Address	2503 HARBOR AVE, ASHTABULA, OH 44004-5024
Document Number	0000010420
Book / Page	856 / 1604
Map Reference	VOL 3 PG 18
Instrument Date	Oct 16, 2025
Instrument	2025-00010420
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	AMERICAN TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2503 HARBOR AVE, ASHTABULA, OH 44004-5024
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010421
Date	Oct 27, 2025
Book Page	856/1606
Instrument	2025-00010421

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 24, 2021
Property Address	2503 HARBOR AVE, ASHTABULA, OH 44004-5024
Document Number	0000002098
Book / Page	731 / 2280
Map Reference	VOL 3 PG 18
Instrument Date	Feb 22, 2021
Instrument	202100002098
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7026 CHARDON WINDSOR RD, HUNTSBURG, OH 44046-9607

Tax Assessment & Valuation

The 2025 property tax bill for 2503 Harbor Ave was $1,270, down 0.6% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00 (-0.63%)	$14,880 (-) Land $1,580 Building $13,300	$42,500 (-) Land $4,500 Building $38,000
2024	$1,278.00 (+64.06%)	$14,880 (-) Land $1,580 Building $13,300	$42,500 (-) Land $4,500 Building $38,000
2023	$779.00 (+10.03%)	$14,880 (+25.36%) Land $1,580 Building $13,300	$42,500 Land $4,500 Building $38,000
2022	$708.00	$11,870 Land $1,230 Building $10,640
2020			$33,900 Land $3,500 Building $30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2503 Harbor Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2503 Harbor Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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