2315 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2315 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 468 sqft · built 1930
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Aug 2021)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-065-00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-065-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	468 sqft Living Area
1st Floor Area	468 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	122 ft deep x 32 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2315 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8
Legal Subdivision	M R COOKS PROPOSED PLAT
Legal Lot Number	8
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2013
Census Tract	400

Owner

2315 Harbor Ave is owned and occupied by an individual who bought it in August 2021.

Source: Ashtabula County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2315 HARBOR AVE, ASHTABULA, OH 44004-5020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SANDRA SPOSITO
Oct 1, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Deed Document Number	202110436
Deed Book / Page	748 / 1239
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000010054
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 24, 2021
Property Address	2315 HARBOR AVE, ASHTABULA, OH 44004-5020
Document Number	0000010436
Book / Page	748 / 1239
Instrument Date	Aug 7, 2021
Instrument	202100010436
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HARBOR AVE, ASHTABULA, OH 44004-5020

Mortgage

Document Number	0007481243
Date	Aug 24, 2021
Instrument	748/1243

Lender

Name	SANDRA SPOSITO
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	72 Months
Due	Aug 15, 2027

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ASHTABULA OH
Recording Date	Oct 1, 2020
Property Address	2315 HARBOR AVE, ASHTABULA, OH 44004-5020
Document Number	0000010054
Book / Page	000720 / 000757
Instrument Date	Sep 30, 2020
Instrument	10054
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HARBOR AVE ASHTABULA OH 440045020, ASHTABULA, OH 44004-5020

Tax Assessment & Valuation

The 2025 property tax bill for 2315 Harbor Ave was $1,390, up 59.4% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+59.4%)	$10,160 (-) Land $2,000 Building $8,160	$29,000 (-) Land $5,700 Building $23,300
2024	$872.00 (-10.29%)	$10,160 (-) Land $2,000 Building $8,160	$29,000 (-) Land $5,700 Building $23,300
2023	$972.00 (+12.76%) Homeowner's exemption	$10,160 (+25.59%) Land $2,000 Building $8,160	$29,000 Land $5,700 Building $23,300
2022	$862.00 Homeowner's exemption	$8,090 Land $1,540 Building $6,550
2020			$23,100 Land $4,400 Building $18,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2315 Harbor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 Harbor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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