Kenton County property record for 2502 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,120 sqft · built 1996 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-11-032.00 |
| Primary APN | 055-23-11-032.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Finished Area |
| Gross Area | 1,300 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552311032.00 |
|---|---|
| Street Address | 2502 HERMAN ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOTS 34-35 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 34-35 35 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 65000 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Mar 7, 2017 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 1997 |
| Deed Sale | Mar 5, 1997 |
| Deed Document Number | 0000121268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Document Number | 0005900156 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 160/877 |
| Instrument | 21020105900156 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Dec 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Document Number | 0000000167 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2502 HERMAN ST COVINGTON KY 410141644, COVINGTON, KY 41014-1644 |
| Document Number | 0000000167 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 0C6436/000103 |
| Instrument | 167 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Document Number | 0000000198 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2502 HERMAN ST COVINGTON KY 410141644, COVINGTON, KY 41014-1644 |
| Document Number | 0000000198 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 0C6420/000127 |
| Instrument | 198 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2502 HERMAN ST, COVINGTON, KY 41014-1644 |
| Document Number | 0000000287 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2502 HERMAN ST COVINGTON KY 410141644, COVINGTON, KY 41014-1644 |
| Document Number | 0000000287 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 0C6116/000040 |
| Instrument | 287 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 13, 2032 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 (-0.47%) | $80,000 (-) Land $5,000 Building $75,000 | $80,000 (-) Land $5,000 Building $75,000 |
| 2023 | $1,065.00 | $80,000 Land $5,000 Building $75,000 | $80,000 Land $5,000 Building $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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