Kenton County property record for 2448 Herman St, Covington, KY 41014 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,158 sqft |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Jul 2020) |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-11-029.00 |
| Primary APN | 055-23-11-029.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,158 sqft Finished Area |
| Gross Area | 1,312 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2448 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 39 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 39 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 65000 |
Source: Kenton County records · APN 055-23-11-029.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 20205900082 |
| Deed Book / Page | 32 / 285 |
| Prior Transfer Date | Jun 23, 2014 |
| Prior Transfer Doc | 0000000228 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0005900128 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | KCM 721/410 |
| Instrument | 25122905900128 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0005900123 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 410/1 |
| Instrument | 22092605900123 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 16, 2020 |
| Property Address | 2448 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0000000082 |
| Book / Page | 000032 / 000285 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 82 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2448 HERMAN ST COVINGTON KY 410141642, COVINGTON, KY 41014-1642 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (-0.52%) | $86,000 (-) Land $5,000 Building $81,000 | $86,000 (-) Land $5,000 Building $81,000 |
| 2023 | $1,145.00 | $86,000 Land $5,000 Building $81,000 | $86,000 Land $5,000 Building $81,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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