2501 5th St, Owings, MD 20736 Property Records

Calvert County property record for 2501 5th St, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,400 sqft · built 1977
Lot Size2.95 acres (128,502 sqft)
Owner2 Individual Names on Record
Last Sale$303,000 (Jul 2011)
Tax Bill$4,591 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-077756

Property Details

APN / Parcel Number

Primary APN03-077756
Alternative APNs
  • 3077756
  • 077756

Interior

Full Baths3 Baths
Building Area1,400 sqft Total Area
Basement Area462 sqft
Finished Basement462 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area128,502 sqft (2.95 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces3 Parking Spaces
Deck Area410 sqft
Greenhouse184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number077756
Street Address2501 5TH ST
CityOWINGS
StateMD
Zip20736-4022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 49 SEC 1 RIDGE VIEW
Legal SubdivisionRIDGE VIEW
Legal Lot Number49
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3002
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2501 5TH ST, OWINGS, MD 20736-4022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2011 · Amount on Record
Deed SaleJul 12, 2011 · Amount on Record
Prior SaleJul 12, 2011 · Amount on Record
Deed Document Number20113743/0479
Deed Book / Page3743 / 479
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address2501 5TH ST, OWINGS, MD 20736-4022
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053060299
DateJan 11, 2019
Book Page5306/299
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 16, 2029

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,567 (+14.52%)$445,900 (+10.13%) Land $159,700 Building $286,200
2025$4,591.00 (+20.91%)
2023$3,797.00$365,500$404,900 Land $159,700 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number