Calvert County property record for 2453 5th St, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,314 sqft · built 1984 |
| Lot Size | 0.538 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2024) |
| Tax Bill | $4,604 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-033996 |
| Primary APN | 03-033996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,314 sqft Total Area |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 23,435 sqft (0.538 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 033996 |
|---|---|
| Street Address | 2453 5TH ST |
| City | OWINGS |
| State | MD |
| Zip | 20736-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 48 SEC 1 RIDGE VIEW |
| Legal Subdivision | RIDGE VIEW |
| Legal Lot Number | 48 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860404 |
2453 5th St is owned and occupied by two individuals who bought it in August 2024.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2453 5TH ST, OWINGS, MD 20736-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Feb 3, 2006 · Amount on File |
| Deed Book / Page | 6607 / 2 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2453 5th St was $4,604 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,367 | $541,900 Land $139,500 Building $402,400 | |
| 2025 | $4,604.00 | ||
| 2023 | $3,711.00 Homeowner's exemption | $357,233 | $406,100 Land $139,500 Building $266,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2453 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2453 5th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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