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2441 4th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2441 4th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,497 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2021)
Tax Bill$3,619.00 (2025)

Property Details

APN / Parcel Number

Primary APN79753
Alternative APN
  • 012630000103860100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,497 sqft Heated Area
Gross Area1,993 sqft Gross Area
1st Floor940 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width150 ft x 62.5 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area440 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area168 sqft Shed
PorchEnclosed Porch
Porch Area613 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79753
Street Address2441 4TH ST
CitySAINT CLOUD
StateFL
Zip34769-2622
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 386 N 62.5 FT LOT 10
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block386
Legal Lot Number10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3036
Census Tract43400

Owner

Source: Osceola County records · APN 79753

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2441 4TH ST, SAINT CLOUD, FL 34769-2622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Jan 10, 2019Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FIRM
Apr 17, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleJan 10, 2019 · Amount on Record
Deed Doc Number2021097642
Deed Book / Page5986 / 2041
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2021
Property Address2441 4TH ST, SAINT CLOUD, FL 34769-2622
Document Number0059862041
Book / Page5986 / 2041
Map ReferenceMB B PG 61
Instrument DateJun 21, 2021
Instrument2021097642
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 CHAMBERLIN TRL, 1031, SAINT CLOUD, FL 34772-7689

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 4TH ST, SAINT CLOUD, FL 34769-2622

Mortgage

Document Number59862042
DateJun 23, 2021
Instrument5986/2042
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2441 4TH ST, SAINT CLOUD, FL 34769-2622
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 4TH ST, SAINT CLOUD, FL 34769-2622

Mortgage

Document Number0059030212
DateMar 03, 2021
Book Page5903/212
Instrument2021031079
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2019
Property Address2441 4TH ST, SAINT CLOUD, FL 34769-2622
Document Number0054611656
Book / Page005461 / 001656
Instrument DateJan 10, 2019
Instrument4174
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2441 4TH ST ST CLOUD FL 347692622, ST CLOUD, FL 34769-2622

Mortgage

Document Number54611657
DateJan 10, 2019
Book Page005461/001657
Instrument4175
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2018
Property Address2441 4TH ST, SAINT CLOUD, FL 34769-2622
Document Number0053180573
Book / Page005318 / 000573
Instrument DateApr 16, 2018
Instrument60065
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 BLUE JAY CT ST CLOUD FL 347727320, ST CLOUD, FL 34772-7320

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,619.00 (+6.28%) Homeowner's exemption$245,078 (+5.99%)$292,400 (+12.07%) Land $55,000 Building $237,400
2023$3,405.00 (+3.62%) Homeowner's exemption$231,235 (+3%)$260,900 (+16.21%) Land $50,000 Building $210,900
2022$3,286.00 Homeowner's exemption$224,500 Land $45,000 Building $179,500$224,500 Land $45,000 Building $179,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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